Direct: 250-477-9947 | Email: Valerie@ValerieEdwards.com

Buying

When purchasing a home, you are faced with a multitude of questions needing answers and decisions that have to be made.

  • How can I ensure that I will obtain the best mortage and how much do I qualify for? 
  • What is the realistic value of my current property?
  • What is the best way to search for my ideal property?
  • What latent defects should I be concerned about?
  • Do I have to pay the transfer tax?  If so, how is it calculated?
  • Who will help me interpret a Depreciation Report?  An Engineer's Report? A Property Disclosure Statement?  A title search? 
  • What type of professionals will I need, how will I choose them, and what will they cost? 

These and many more questions arise once you start the home-buying process.  It will likely be the most complex purchase you will ever make in your life.  Having the right professionals working for you will give you peace of mind, knowing that nothing important will be overlooked.  As Robert Kiyosaki, author of Rich Dad Poor Dad, said, "Always hire up."  Always hire people who know more than you do, so you can benefit from their expertise and experience.

 

I WILL HELP YOU EVERY STEP OF THE WAY 

Think of your REALTOR® as the general contractor who is responsible for building your house.  A general contractor sees the big picture, knows the various professionals and trades people who are trained to do each job, co-orridinates and oversees the entire process, and brings it all together so you can move in.  

 

Wouldn't it be nice to have someone make the process of purchasing your next home easier, more enjoyable, less time-consuming, and less expensive? That's what I'm here for. I help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase. My top priority is making sure your home-buying experience is pleasant, cost-efficient and successful.

 

 

MY SERVICES AS A BUYER'S AGENT ARE FREE!

Buyer's Agents receive compensation for their work from the transaction.  When Listing Agents list a home, the sellers agree to pay them a commission, which is then shared with the Buyer's Agent who successfully helps their buyers make the purchase.


My buyer clients receive:

  • my Exclusive buyer's manual, A STEP-BY-STEP GUIDE TO THE HOME-BUYING PROCESS
  • a consultation to go over the manual and discuss your needs and desires for your next home
  • the opportunity to work with one of the top Mortgage Brokers in the industry who will be able to obtain the ideal mortgage suitable for your situation
  • an amazing $1600 program, for FREE, to help you pay off your mortgage in almost half the time
  • emails of new listings that fit your search criteria the moment they come on the market
  • advice gleaned from over 25 years of experience regarding all considerations when choosing a home - when to walk away and when to go for it (this value alone is priceless)
  • using a seldom-used government endorsed financing program, I will be able to show you more homes that fit your criteria, giving you a greater selection of homes to choose from
  • negotiating expertise resulting in the best price and terms.  If we end up in a multiple offer situation, over my entire career, I have almost always successfully helped my clients beat out the competition.
  • an Exclusive Buyer's Agency Agreement guaranteeing you top priority for my time and attention 

 

 YES - I'd love to start talking with you about buying a home! 

 

 Let's Meet!

 

 

  8 Mistakes to Avoid When Buying a Home

You've been saving for awhile, weighing your options, looking around casually. Now you've finally decided to do it - you're ready to buy a house. The process of buying a new home can be incredibly exciting, yet stressful, all at once. Where do you start?

  Buying a Home: What Expenses to Expect

Budgeting for a new home can be tricky. Not only are there mortgage installments and the down payment to consider, there are a host of other - sometimes unexpected - expenses to add to the equation. The last thing you want is to be caught financially unprepared, blindsided by taxes and other hidden costs on closing day.

  Know the Market before You Buy

The asking prices of most homes on the market indicate the current state of the market, and usually mirror the prices for which other similar homes in the area have recently sold. In deciding upon a selling price, a home-seller must establish a balance between the desire to draw the highest offer and finding a price that will be reasonable enough to attract an appropriate pool of prospects, and competitive offers. While most selling agents counsel their clients to consider this equation when pricing their home, keep in mind that some homes are not properly priced.

  Home Inspections: Top Ten Problems

Each homebuyer has different ideas of what will constitute the ideal home for them, these notions often based on particular aesthetic preferences. But one thing that unites all potential homebuyers is the desire to find a home that is fundamentally sound - in areas beyond the immediate sweep of the eye - and that will provide a safe, comfortable, and efficient foundation for their life behind a new door.

  How to Set an Offer Price

There is no set equation to determine how you'll reach an offer price. Rather, the process involves a range of research and comparison that will vary with each situation. You'll need to look at sales of comparable properties, and factor in additional data such as the condition of the property, the current market, and seller circumstances. With this information in hand, you will be able to determine a fair price range and, from there, establish the price you're willing to offer.

  7 Things to Look for in a New Neighbourhood

Whether seeking solace, activity, schools, churches, or green space, every homebuyer looks for a different combination of attributes in a new community. Choosing a neighbourhood that suits your needs and wants is one of the most important decisions you'll make in the home-buying process; your choice of environment will affect the way you experience your new home.

  Stop Paying Your Landlord!: Own Your Own Home

The thousands of dollars in rent you've already paid to your landlord may be a staggering figure - one you don't even want to think about. Buying a house just isn't possible for you right now. And it isn't in your financial cards for the foreseeable future. Or is it? The situation is common and widespread: countless people feel trapped in home rental, pouring thousands of dollars into a place that will never be their own - yet they think they're unable to produce a down payment for a home in order to escape this rental cycle. However, putting the buying process into motion isn't nearly as impossible as it may seem. No matter how dire you believe your financial situation to be, there are several little-known facts that may be key to helping you step from a renter’s rut to home-owning paradise!

  Tips for the Moving Process

It's official: you've signed the papers, dotted all the i's and crossed the t's - you own a new home! You've almost reached the end of your journey. However, now, faced with the daunting task of moving, it may seem as though the journey has just begun. Moving can be a time-consuming and stressful experience if you let yourself be overwhelmed by the job. Remember, though, having a successful move means taking care of the details, one by one. If you break the process down into steps and arrange your time accordingly, you can make it manageable.

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